Austin, TX ( Qualitypressreleaser ) November 27, 2009 – The federal government announced its new housing finance agency initiative, intended to provide additional assistance to lower and middle income home buyers and renters. The hfa initiative offers two types of help to state and local agencies. First, it provides a temporary source of credit and liquidity for these agencies to shore up their financial situation and assist them in managing outstanding bonds. Secondly, it offers a new bond purchase program to allow state and local hfas to provide financing for new projects and rehabilitation of existing properties.

The first portion of the initiative is the temporary credit and liquidity program. Under the new initiative, the department of the treasury will use the backing provided by freddie mac and fannie mae securities to underwrite existing loans; essentially, the federal government will purchase a financial interest in certain loans held by state and local hfas, freeing up additional capital for new loans and allowing hfas a measure of financial stability that recent market conditions may have endangered.

The second portion, referred to as the new issue bond program, will directly offer temporary financing to hfas. This will allow the state and local agencies to provide new mortgages to lower income borrowers who might not be able to obtain financing through other means. It is expected that this initiative will provide hundreds of thousands of mortgages to first-time homebuyers. Refinance opportunities will also be made available to homeowners caught in the credit crunch.

The hfa initiative is expected to provide more affordable interest rates to lower income home buyers by subsidizing those rates at the state and local level, allowing more families the opportunity to purchase their own home. While these programs are temporary, they are expected to have a significant effect on home sales. Additionally, since the funding for these programs will come from loans and bonds, rather than tax dollars, the programs are expected to pay for themselves throughout their duration.

“The housing finance agency initiative will help more families purchase their first home,” joe cline of austin-based affinity properties said. “this will provide much needed stability for the entry-level housing market in austin and throughout texas, and give a boost to the real estate market in general.” Economic experts agree with this assessment, noting the need for a stabilizing influence at the lower end of the housing market has never been more urgent. State and local hfas are expected to submit plans for participation in the initiative to the federal government within the next few weeks.

About affinity properties
Affinity properties is one of the most productive and experienced austin texas realtors. For over six years, affinity properties has served the commercial and residential real estate needs of the west austin area from lake austin to lake travis, offering personalized advice and unparalleled customer service to buyers and sellers alike. Affinity properties is a re/max agent in the austin, texas area. For more information, visit our austin real estate websites at www.affinityproperties.com and www.joecline.com.

About re/max international, inc.
Re/max was co-founded by dave and gail liniger in 1973. from a single office in denver, colorado, re/max has grown to be a global network of nearly 100,000 sales associates in more than 70 countries. no one in the world sells more real estate than re/max. today, all u.s. home listings in thousands of cities and towns can be found at www.remax.com.

Contact Information
Joe Cline/Affinity Properties, Inc
Phone 512-795-4532
Fax 512-233-2231
[email protected]

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Unless a property is marketed as “Short Sale Approved”, no one has no way of knowing whether a short sale offer may be accepted, not the buyer’s agent, not the listing agent, nor the seller. Simply because a listing is advertised as a short sale doesn’t mean the bank has agreed to consider a short sale offer. It means the listing agent and seller hope it will sell as a short sale and hope the bank will accept the offer.

Often times an agent will list a home as a potential short sale and state the asking price too low. A short sale list price normally has no connection to the actual price a bank may accept. The list price may be too high to pull in an offer or too low for the bank to accept. The house needs to be listed at an appealing price to entice an offer from a prospective buyer, but not too low that the bank will inevitably reject it.

The seller may not qualify for a short sale opportunity. If the seller is asking for debt forgiveness and they have assets they are at a disadvantage if they are unwilling to work out a repayment plan with the bank. The bank will want to see documentation of their current financial status and a hardship letter from the seller that explains why they can not afford to continue making mortgage payments. The seller needs to explain what hardship they have suffered. Just wanting to walk away and get a cheaper house is not a reason to do a short sale and most likely the lender will deny the short sale request.

The downfall may also be on the buyers end. The desire that many prospective buyers have to purchase a home at a great (below market) price and the financial means to do so are two different are not contingent on one another. It is important to have a qualified buyer before an offer is made. Banks will require proof of funds or pre-approval letter at the time an offer is made. They want to see ability to obtain financing before starting any negotiations. If a buyer is unable to prove funds, the offer will be objected immediately.

It is extremely important to have assistance putting your short sale package together to submit to the lender. These lenders are overwhelmed and understaffed. If the package is not labeled or not packaged as they instructed, they may reject the short sale just because it did not meet their specifications. It is vital to include all the required documents at once. Although it seems simple, this may be the most common pitfall in rejected short sale offers.

There are many reasons why banks reject short sales. Short sales occur when a bank agrees to accept an amount for the sale of a home that is less than the balance owed. Typically, a highly motivated seller is looking to unload their mortgage obligation and avoid foreclosure.

The three most common reasons a property does not qualify for a short sale are: the offer price is too low, the buyer does not qualify, or the seller does not qualify for the short sale.

The Offer Price is Too Low

Typically, the bank will require an appraisal to establish the value of the home before going forward with any approval. The bank may also request a broker price opinion (BPO) be performed instead of the full appraisal.  A BPO measures the home’s value by looking at the comparative sale prices of three recently sold homes in the neighborhood. This process is usually quicker and cheaper for the bank and is common with short sales.

Should the offer price be significantly lower than the BPO, a bank is less inclined to accept the offer for the sale of the home. It is the bank’s discretion whether or not to accept the terms of the offer.

A bank will typically weigh the cost to sell, cost to hold and foreclosure costs when making a decision to sell a home.

The Buyer Does Not Qualify

A bank will require evidence that a borrower qualifies for the home before accepting an offer from them. A borrower must be financially capable of purchasing a property. The items a bank will typically ask for are:

• Credit report
• Evidence of sufficient assets to close transaction
• Preapproval lender from lender with sales price specifically detailed

The Seller Does Not Qualify

If the seller is involved in foreclosure proceedings, the bank may consider holding the property. If the bank has already invested money into the foreclosure, they may want to hold the property and try to sell it themselves in the open market.

A seller should work with their lender to avoid foreclosure proceedings and keep all lines of communication open. A seller should contact their bank’s loss mitigation department and find the representative that can assist them. Once the relationship has been established, communicate regularly about pending offers to keep the bank from beginning the process of foreclosure.

If you are a buyer, keep in mind that a home listed as a short sale is not necessarily approved by the bank. The short sale advertisement does not indicate that a bank has approved a sale.

Walking away from closing happens more often in buyer’s markets than in seller’s markets. That’s because in buyer’s markets, when prices are soft, some buyers become frightened when they should be jumping for joy. Many are afraid of further declines in the market and don’t feel comfortable because all their friends aren’t buying.

The fear begins to creep in right after the purchase offer is accepted and builds. By the time full-blown panic has set in, it’s typically a day or two before closing.

Sellers Who Walk Away From Closing

It’s rare that a seller walks away from closing. If sellers are going to feel seller’s remorse that typically happens upon offer presentation when the reality of actually selling sets in.

Why Home Buyers Walk Away From Closing

Well-written purchase offers generally contain contract contingencies that must be removed within a certain period of time. The time to walk away from closing or cancel a contract for most home buyers is during the contingency stage. Buyers who walk away at the last minute often do so for the following reasons:

1. Foundation cracks that are beyond normal. Small hair line cracks are considered normal and are caused by the shrinking and settlement of the concrete itself. Larger cracks are sometimes caused by large tree roots or poor compaction of the surrounding soil. Even poor soil conditions.

2. Mold. At times mold will come up on the report. Mold In large amounts can be caused by long term roof leaks, plumbing and irrigation damage. The health effects attributed to mold exposure may be Respiratory failure/asthma, Flu symptoms/headaches; Nose bleeds/bleeding lungs, Dizziness, Learning disabilities. The more serious health effects attributed to mold are more commonly found in people who already have compromised systems. Most people are not noticeably affected by small levels of mold.

3. Asbestos. Any home built before 1978 will contain asbestos of some type, unless it’s been removed. In older homes where the new owner wants to renovate the entire home, it is best to know where the asbestos laden products are and call a professional to remove them. This can impact the renovation budget heavily.

4. Lead. For young families with small children a home with lead paint can be a big issue. Many times I find paint peeling or flaking off. Small bits of paint can then be ingested by children. The lead paint removal process is a timely and costly.

5. Roofing system replacement. The roof system is one of the most important parts of the house. Replacing a roof can cost thousands and in some case even over ten thousand. Wood damage under the roof will cause the replacement price to escalate quickly.

6. Wood destroying insects and organisms. Subterranean termites are the most common termite in the United States. A mature colony has from 80K to 400K workers. The average colony can consume a one foot length of 2×4 in 118 days. The Powder post beetle. The most common evidence of a powder post beetle infestation is a talcum powder-like substance known as frass. This frass falls from exit holes made by the beetles. The Carpenter bee. The carpenter bee will bore into the wood six to ten inches and nest in weathered or unpainted wood. They lay their eggs in the nest and seal them with a chewed wood pulp plug. The bees then emerge from the hole in the spring. The carpenter ant. This ant hollows out wood to create nests called galleries. Though they do not eat the wood, the boring activity can lead to structural damage in wood components. The by-product of the boring is called frass and looks similar to sawdust or pencil shavings. Frass is the most common evidence of carpenter ants infestation. Wood-Decay Fungi. White rot leaves wood with a bleached appearance and a spongy and stringy texture. Brown rot leaves wood with a dark brown, checkered appearance and a brittle texture. Note: wood that exhibits brown rot has lost its structural integrity and is easily crumbled. Water-conducing fungus or “dry rot” produces decay similar to brown rot, but may vary in color. Fungus (fungi, plural) is a plant that lacks chlorophyll. Unable to synthesize their own food, they feed off of cells in the wood. The fungi secrete enzymes that break down to wood (into usable food) and can significantly reduce the strength of the wood. Long term infestation by any of these WDI can lead to the loss of structural integrity.

7. Household pests. This includes a variety of crawling insects, arachnids and rodents that enter the home to feed, nest or breed. Rats and mice are the most common finds in Southern California homes. This is especially true in homes that have a verity of fruit trees and date palms. Rodents can cause thousands of dollars in damage to the homes systems and equipment. They can eat the insulation off electrical and control wires. They can nest and destroy HVAC ducts as well. Rat and mice can nest in the wall and ceiling cavities. The damage may not always be seen. A lot of time the wires and insulation damage will be concealed in the walls.

8. Missing or damaged systems and equipment, such as plumbing, electrical and heating and air condition equipment. Many homes are being sold as is. Many are Bank Owned. When homes are left unattended they are subject to thieves removing HVAC equipment appliances, copper wire and plumbing. Damage to masonry fireplace or chimney from earth quakes or differed maintenance can be costly repairs.

9. Signs of past fire damage. Even after repairs have been made many people can’t get past the feeling of bad luck that comes with a home that’s been involved in a house fire.

10. Death or Murder in Home. We saved the worst for last. Everyone has seen Amityville Horrors. I have never met anyone who went thru with the purchase of a home after this kind of disclosure.

Repercussion After Walking Away From Closing

Unfortunately, once buyers have released contingencies from the contract, their earnest money deposit is at risk. Some contracts call for liquidated damages in the event of default. Without liquidated damages, a seller may be free to sue for actual damages, which could exceed the deposit.

For more advice, please consult a real estate lawyer.

Nearly one in four U.S. borrowers owe more on their mortgage than their home is worth, a worrisome sign that the housing recovery could be threatened by a wave of defaults, the Wall Street Journal reported on Tuesday.

The newspaper said almost 10.7 million households, or 23 percent of mortgage holders, were underwater in the third quarter, and 5.3 million have mortgages that are 20 percent higher than the value of their home as prices have plummeted since the recession began.

The report cited a survey by First American Core Logic, a Santa Ana, Calif.-based real estate information company, which said more than 520,000 of the borrowers have received a default notice. The summer’s trend of rising home prices faded at the end of the traditional home shopping season, two reports Tuesday showed.

The Standard & Poor’s/Case-Shiller home price index of 20 major cities rose only 0.3 percent to 144.96 in September, but it was the fourth straight monthly increase. The seasonally adjusted index is now up more than 3 percent from its bottom in May, but still 30 percent below its peak in April 2006.

Another reading of home prices by the Federal Housing Finance Agency held steady from August to September. Analysts expect prices to dip again this winter as foreclosures increase and economic growth remains modest. The government said Tuesday that the economy grew at a 2.8 percent rate last quarter — less than originally estimated. And forecasts for the next several months are no better. Unemployment, meanwhile, could rise from the current 10.2 percent to as high as 11 percent next year.

Home prices are a key ingredient to rebuilding the economy. Homeowners feel wealthier when their property appreciates in value and are more likely to spend money. Rising prices also help millions of homeowners who owe more to the bank than their homes are worth.

Spring and summer are typically the best times of the year for the housing market, because families prefer to move between school years. And this year’s sales were aided by a tax credit for first-time buyers, which drove up sales nearly 30 percent between May and October.

In the winter months, fewer homeowners put their properties on the market. That means a bigger proportion of the sales will be foreclosures. Last winter sales of foreclosures and other distressed properties made up about half of all sales in February and March, compared with about a third over the summer, according to the National Association of Realtors.

With those low-priced properties dominating sales, Barclays Capital economist Michelle Meyer forecasts an 8 percent drop in prices before they hit bottom next spring, but said, “I don’t expect another freefall.”

The Commerce Department on Wednesday will release new home sales data for October. Economists expect a 2 percent increase from September to an annualized rate of 410,000, according to Thomson Reuters.

The Wall Street Journal, citing U.S. Census Bureau data, said that most U.S. homeowners still have some equity in their homes and almost 24 million of them own their homes outright.

The housing market has offered some confusing signals recently. U.S home construction dropped in October to its lowest since April, according to the Commerce Department. And a rising proportion of fixed-rate home loans made to people with good credit are sinking into foreclosure, the Mortgage Bankers Association said.

According to the analysis reported by the Wall Street Journal, homeowners in some areas are more deeply underwater than others, including Nevada, Arizona, Florida and California. The First American report said that almost 30 percent of borrowers in Nevada more 50 percent or more on their mortgage than their home is worth.

The housing woes may be affecting the banking industry. The Federal Deposit Insurance Corp. said Tuesday that the number of banks on its “problem list” rose to 552 from 416 on June 30, the highest level in 16 years. Fifty banks failed in the third quarter, the largest number since the second quarter of 1990.

Souring loans hurt bank balance sheets, the FDIC said.

MIAMI, FL ( Qualitypressreleaser ) November 25, 2009 – DiscountMugs.com, a company that prides itself on having the lowest possible prices for drinkware items, is now offering barware glasses for less than a dollar a piece. Those opening a bar or restaurant can attest to the mounting costs barware items add to your start-up and overhead. That’s why DiscountMugs.com has further reduced its prices to allow for select glassware items to be purchased for less than a dollar per glass. Of course, these prices are contingent upon purchasing a certain amount of glasses, but for most restaurant and bar owners they will pay less than a dollar for these glasses. DiscountMugs.com is offering a dozen different glasses for less than a dollar including classic items like pint glasses to more exotic glassware items like mixing cooler glasses. These items also offer customization which will increase their costs, but many items will still remain under one-dollar after custom printing.

One of the more popular affordable barware glasses is the classic pint glass which is standard in most bars and restaurants. This sixteen-ounce glass is used to serve beer and more specifically darker beer and ale. Many patrons ask for a “pint of beer”, which requires a pint glass to be served correctly. This conical shaped glass is an important part of any barware collection and is especially sought-after at prices as low as 62-cents per glass. Another fact about this glass that is making it more and more popular among consumers is that even with customization in the form of imprinted logos and custom color-schemes the product remains under one-dollar per glass at certain quantities purchased.

Even larger glasses at twenty-ounces are available for under one-dollar a piece. These large glasses are often used as mixing glasses at bars or restaurants to make cocktails. Twenty-ounce glasses can also be used to serve larger quantities of water and other non-alcoholic beverages. The 20 oz. ARC Distinction Pint Glass is being offered at DiscountMugs.com for less than one-dollar. This mixing glass stands at nearly seven-inches tall and has angular designs in the form of vertical panels. These designs are meant to be both aesthetically pleasing and improve gripping.

The most affordable barware item is the 15.5 oz. Herradura Cooler-Mixing Glass which holds just half-and-ounce less than the average pint glass. This glassware item has a classic pint glass shape but only comes in a clear design. Custom printed logos are available for this product but if one chooses to purchase it blank, they can find prices as low as 53-cents per glass. This item is considered a pint glass but can be used to serve water and non-alcoholic beverages as well.

At these prices, bar and restaurant owners can reduce their start-up and overhead costs and be able to turn a profit sooner than later. DiscountMugs.com has many other promotional items available for less than one-dollar. Keep in mind that prices change but at the time research was conducted for these products the pricing was accurate. DiscountMugs.com is a company registered with Better Business Bureau and validated with Trustwave’s Trusted Commerce Program.

For more information on this topic visit http://www.discountmugs.com

Contact:
Discountmugs.com,
6905 NW 25th Street,
Miami, FL 33122

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Los Angeles, CA ( Qualitypressreleaser ) November 25, 2009 – Immigration Reform is set to take on new importance with the upcoming U.S. population census. The census is designed to count and collect data regarding every person in the United States for a variety of purposes. The census is mandated by the United States Constitution to occur every ten years. Every city is required to comply and assist with the official United States Census data collection process despite any budgetary problems they may be having. Local authorities will make a diligent effort to collect accurate census data even though many citizens have become homeless or displaced by their own financial hardships.

The controversy surrounding the census has already begun. Some Republican Senators have already tried to add questions regarding citizenship and immigration status to the census. They are hoping to eliminate any aid to undocumented individuals. In the meantime, many Immigration-friendly groups have called for a boycott of the census and want Congress to legalize undocumented immigration before the census starts in April of 2010. They hope that a boycott of the census will provide the Hispanic community a growing political leverage.

At stake in the Census is billions of dollars in Government funds, proper allocation of congressional representatives to each district, and a general account of the ethnicities, income, education and overall count of people living in the United States. It is difficult to see how the Census will affect the possibility of Immigration Reform legislation passing next year. It will certainly add fire to the topic that seems to have alluded Osama his first year in office. It is doubtful that things will continue the way they are, considering both sides of the debate demand immediate action on the issue of undocumented foreign nationals.

Mr. James E. Root is the principal immigration lawyer at ROOT LAW GROUP, an Exclusive Immigration Law Firm with offices in L.A., Orange, San Bernardino and San Fernando counties. For a free consultation contact (888) ROOT-LAW or visit them at RootLaw.com.

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San Francisco, CA ( QualityPressReleaser ) November 19, 2009  – Acteva, the leader in on-demand event registration, ticketing and payment management services, today announced a new release of ActevaRSVP, featuring enhancements to the registration page to improve the user experience for both event organizers and event attendees.

ActevaRSVP, a leading Salesforce CRM event registration solution , allows users to take event registrations from an existing Web site or invite any combination of leads, contacts and campaign members to participate in an event and check their participation status in Salesforce CRM. The enhanced application is immediately available for test drive from the salesforce.com AppExchange http://sites.force.com/appexchange/listingDetail?listingId=a0330000003hAitAAE and the ActevaRSVP website.

Some of the highlights of the release include:

- Links to add the event to social networks, such as Facebook and Twitter;
- A map to the event venue in the date, time and location section;
- An “Add to My Calendar” link for participants to schedule the event in their calendar; and
- An Event Contact section where users can specify contact details.

The enhancements offer a more comprehensive user experience by allowing people to easily  find events using social media networks . Customers can now access event details, location and contact information in one location in Salesforce CRM.

Acteva’s Executive Vice President Ed Lemire commented, “We’re excited to announce these new features to ActevaRSVP . Our customers have always provided helpful feedback to us and we are committed to listening to them and continuously enhancing our product to meet their needs.”

In order to continuously deliver one of the best Salesforce CRM event registration solutions, Acteva will be exhibiting at Dreamforce 2009, salesforce.com’s seventh annual user and developer conference, held Nov. 17-20 in San Francisco. Staff will be on hand at the show to demonstrate ActevaRSVP and its new features. Visit us in Booth #319.

About Acteva and ActevaRSVP

ActevaRSVP is another powerful yet simple on-demand business solution from Acteva. Designed exclusively for the AppExchange, ActevaRSVP is ideal for managing all types of free events.

Acteva is the trusted leader in online event registration, ticketing and payment management services. Since 1998, over 14,000 customers have used Acteva to manage more than 260,000 events and process more than 4.6 million registrations. Acteva’s customers include Bausch & Lomb, Pfizer, SAP, Girl Scouts of America, Whole Foods, BMW/MINI, NASA, VMware, Apple, DHL, PG&E and thousands of small to large-sized businesses and organizations. Acteva is headquartered in San Francisco, California.

For more information on ActevaRSVP, please visit www.ActevaRSVP.com/product.html

About the Force.com Platform and AppExchange

Force.com is the only proven enterprise platform for building and running business applications in the cloud.  The Force.com platform powers the Salesforce CRM applications with more than 800 ISV partner applications like those from CODA and Fujitsu, and more than 120,000 custom applications used by salesforce.com’s 63,200 customers such as Japan Post, Kaiser Permanente, KONE and Sprint Nextel.

Applications built on the Force.com platform can be easily distributed to the entire cloud computing community through the salesforce.com AppExchange marketplace at www.salesforce.com/appexchange/.

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Miami, FL ( Qualitypressreleaser ) November 17, 2009 – As society becomes more health conscious, fitness technology has advanced by leaps and bounds. The need to stay hydrated on-the-move has prompted the development of high-quality, multifaceted water bottles that are stylishly efficient. While plastic bottles remain popular, a new wave of aluminum and stainless steel has created sleek and incredibly durable bottles that are easy to latch on or carry.  These bottles are BPA free and have little environmental impact which is always a good feature for promotional gifts. Another feature for these personalized sports bottles is a loop area where you can attach a clip or keychain.

These bottles come in a variety of colors with easily customizable laser engraved logo areas. These bottles also have room to engrave a name next to the logo to further personalization of the bottles. All you have to do is send in a list of names and the bottles will be produced with a name on each one.  Other features on personalized sports bottles include rubber grip, twist-seal tops, keychain holders, multicolor designs in quantities up to 24-ounces.

Personalized sports bottles are great promotional gifts because they promote healthy lifestyles and can be used year-round. These are great gifts to use for clients or potential clients at trade shows.  Additionally, with the ability to customize the bottle with not just a logo, but also a person’s name makes it a great gift for employees and shows personal attention.

Contact:
Discountmugs.com,
6905 NW 25th Street,
Miami, FL 33122

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New Orleans, Louisiana ( QualityPressReleaser ) November 16, 2009  – “Since 1992, AmeriPlan members have saved hundreds of millions of dollars receiving discounted health care services using the AmeriPlan provider network. Our network has tens of thousands of health care professionals across the country  AmeriPlan Corporation… the nation’s premier Discount Medical Plan Organization, saving its members hundreds of millions of dollars in supplemental healthcare benefits since 1992. AmeriPlan is the largest discounted fee-for-services programs of its type in the country. Unlike Insurance AmeriPlan programs have no waiting periods. You can join online and in a matter of minutes, print your membership card and visit a provider the same day. AmeriPlan also provides a Money Back, 100% Satisfaction Guarantee. If you are not satisfied within the first 30 days of becoming a member, we will refund your membership fee..” says Mr. Jim Martinez of Familydentalhealthplans.com

Mr. Martinez explains how the Discount Family Benefits works  —“All AmeriPlan programs have no waiting periods. If you join today, you can visit your provider tomorrow. AmeriPlan membership fees also have a 30 day, 100% satisfaction, money back guarantee. If for any reason you are not satisfied with our services, we will refund you your membership fee’s within your first 30 days of joining. AmeriPlan programs require no contracts. Our programs are offered month-to-month, and all membership fees are guaranteed for two years. Provide high quality and affordable medical care, dental care, prescription drugs, vision and chiropractic care to the average American family. Hold the well-being of our members, IBOs, service providers, staff and our company in equal balance. Also foster an environment which promotes a spirit of cooperation, self improvement, leadership, and genuine concern for each other. AmeriPlan invites you to take care of yourself and your family with  AmeriPlan. Your life is full of precious things; the people you love, the home you live in, products you need to keep the things you value most in life secure. A good place to start is right here AmeriPlan.”

He added that, “AmeriPlan also offers a unique opportunity to those who choose to pursue time, lifestyle and financial freedom through one of the nation’s finest home based business models. Inexpensive and easy to begin, inexpensive and easy to maintain, AmeriPlan Independent Business Owners may start on a full-time or part-time basis and can grow their current income and future income as fast and as large as they wish home business.”

About AmeriPlan

AmeriPlan provides high quality and affordable medical care, dental care, prescription drugs, vision and chiropractic care to the average American family. Hold the well-being of our members, IBOs, service providers, staff and our company in equal balance. Foster an environment which promotes a spirit of cooperation, self improvement, leadership, and genuine concern for each other.  For more information, visit http://www.familydentalhealthplans.com

Contact:
Jim Martinez , National Sales Director
AmeriPlan
Corporate website: http://www.familydentalhealthplans.com
Blog: http://www.familydentalhealthplans.com/blog
Squidoo: http://www.squidoo.com/ameriplanfamilydentalhealthplans
Website: http://www.apflexplus.com/jfm1

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Brighton, Michigan ( Qualitypressreleaser ) November 12, 2009 – In a time when consumers are concerned with rising costs, falling income, and ‘going green’ to not only protect our limited natural resources, but to also lower their home energy use, Saniglow, a Brighton, Michigan based home and business cleaning company, introduces a service to meet the needs of Livingston County residents.  Saniglow’s thermography services, which are outlined in detail at www.saniglow.com/thermography.html, uses video thermal imaging to identify hot air leaks, cold air drafts, as well as moisture buildup, and is available to home and property owners in Brighton, Howell, Pinckney, and the surrounding cities.

While identifying hot and cold air leaks in a home will not, in and of itself, help consumers to lower their home heating bills and overall energy costs, these types of services can prove invaluable to homeowners who want to pinpoint the exact locations of where cold air is entering, and where heat is escaping, from their home.  In doing so, they can devise a plan to not only keep their home more comfortable during the cold and hot seasons, but also to fix the air leaks so that they can enjoy a more energy-efficient home and lower home energy bills.

Saniglow’s infrared thermal imaging services are a safe and non-intrusive procedure where there is no penetrating radiation that will affect people, animals, or plants within the home, and they do not have to drill, for instance, into your home, so there is no damage to your property or your home’s exterior.  In addition to identifying hot air leaks and cold air drafts within a home, thermography services can also identify moisture buildup from leaky foundations or roofs, and electrical hotspots within a home or building.

About Saniglow

Saniglow is based out of Brighton, Michigan, but provides services to Livingston County and the surrounding areas, including Fowlerville, Hamburg, and Howell. Along with their home thermography services, Saniglow offers residential and commercial cleaning services that include carpet and rug cleaning, upholstery, tile and grout, property power washing, as well as flood cleanup and repair.  Find out more information about Saniglow on their website at http://www.saniglow.com

CONTACT INFORMATION:
Saniglow
8905 Riverside Drive
Brighton, Michigan  48116
Contact: Gary Schafer
Phone: 800-762-4569
Website: http://www.saniglow.com
Email: [email protected]

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