Looking to buy property in South Africa? Well, a new website, PropertyMate.co.za has been established to help first time property buyers with basic and practical advice on how to go about in buying immoveable property in South Africa.

The website is a brain child of Acker Phiri, a mortgage originator. According to his words, “I started Property Mate website to help property buyers and sellers on what to do to avoid burning their fingers when buying property in South Africa.

“But most importantly, I started Property Mate to save property buyers time and money, particularly in Pretoria area, by ensuring that all essential and property-related services are incorporated in one website. For an example, a property buyer will now be able to pre-approve himself or herself for a home loan through Property Mate without physically visiting the bank.

Property Mate will also make it possible in future for property buyers to take home loan insurance cover online by just clicking a few buttons. Most interestingly, Property Mate help protect first time property buyers from being ripped-off by giving property buyer tips, for example, on how to check if the property is overpriced or not, what to do before signing an offer to purchase, why it is important to inspect the property with a handyman or home builder before committing paper to ink, how to verify if the property was built in accordance with local municipality by-laws.(I mean, no one wants to buy a house and later realize that the building plan used was not approved by the local municipality, as such the whole house needs to be demolished.)

Property Mate also has a panel of professional property lawyers who can assist property buyers with practical, legal advice on how to go about in buying or selling property. A dedicated team of mortgage originators is available to assist property buyers with home loan or mortgage application at no charge or cost to the buyer.

So, if you are seriously considering buying property in South Africa, particularly in Pretoria, this is the right time because interest rates in South Africa have dropped to a 30 year low. Best of all, properties in South Africa are still priced ridiculously low.  But with the recent drop of interest rates, the prices are slowly but surely going to rise in the near future.

MINNEAPOLIS, MINN. ( Qualitypressreleaser ) January 8, 2010 – Renters insurance is an important policy to have in order to protect an individual’s valuables and belongings. This insurance option has been around for quite a long period time. Renters insurance falls under the category of home insurance. This insurance option is not typically considered by many because it is dominated by the homeowners insurance.

Legally, the homeowner, or landlord, must insure their property with a home insurance policy, which covers any damage that may cause to the home or the property. However, this does not cover the personal property of renters. The residents are no way benefitted by the home insurance policy and must have a separate renters insurance policy to insure their belongings. Renters insurance covers the liability and the personal belongings of the resident. Although renters insurance policies are highly recommended and required in some lease agreements by landlords, they are not required by law.

With the current economic conditions, many people cannot afford to take financial risks. Many may decide to drop or not purchase a renters insurance policy to save money each month. But with renters insurance policies typically costing around $10 a month, this may be a in poor judgment. Renters should take inventory of every item in their home and consider how much it is worth – including iPods, computers, televisions, dvd players, stereo systems, clothing, jewelry, furniture, appliances, etc. In addition, renters insurance policies can covers cost of injuries or legal fees if someone is injured in the renters home.

A comprehensive renters insurance policy will replace a policy holders belongings from fire, theft, natural disasters, earthquakes and more. RentersInsurance.net recommends tenants of a house, condo, apartment or flat purchase renters insurance. Renters can quickly and easily find low cost and comprehensive renters insurance policies by shopping online.

About Rentersinsurance.net:

RentersInsurance.net provides renters with a quick and easy way to low cost and comprehensive renters insurance policies. Protect your valuables from fire, theft, flood and natural disasters for only pennies a day. Get multiple free quotes from local agents and choose the plan that’s right for you. Get your free quotes today! For more information, visit http://www.rentersinsurance.net.

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